Ever since I started building up my own credit history I have been paranoid about identity theft. Am I crazy or what? The husband joked that if anybody wants to steal an identity it had to be somebody with money. But then we don't really know, do we? There are all kinds of offers about identity theft protection, in fact my bank has been offering me one but I cannot afford it. I could but then I do not want to waste the money. We need it you know? So I am left worrying over something that I don't have power over. I just can't help it.